Template Letters
Step 1: Subject Access Request
This is the first letter to send to the bank, requesting a break down of all bank charges over the past six years. You may be able to save time by calling the bank and asking for this information for free. Remember to include a £10 cheque to cover any administration costs although it is likely you will get this cheque back.
Your Address
Date
Their Address
Data Protection Act 1998
Subject Access Request
Account Number(s): xxxxxxxxx
Sort Code: xx-xx-xx
Dear Sir/Madam,
I request that BANK NAME provides me with details of all default charges for unauthorised overdrafts, unpaid direct debits and standing orders I have paid in the last six years.
I understand that BANK NAME is obliged to provide this information under the Data Protection Act 1998.
I enclose the statutory maximum fee of £10.
I look forward to hearing from you within 40 days.
Yours faithfully,
SIGNATURE
YOUR NAME
I will be uploading the other template letters over the following days, thanks for your patience!